Automated Credit Karma Utilization Alerts
Every morning, WebRun opens Credit Karma, reads the balance and credit limit on each card, calculates utilization per card and across all of them, records the day's numbers in Airtable, and messages you on WhatsApp when the figure goes over the target you set, with the statement date beside it.
How do I track my credit card utilization before the statement closes?
WebRun opens Credit Karma every morning, reads the balance and limit on every card, and works out utilization per card and overall. It logs the day's figures in Airtable and messages you on WhatsApp when the number passes your target, naming the card driving it and the days left before that statement closes.
- You see which balance is pushing utilization up while there is still time
- Utilization is a daily number, not a monthly surprise
- The statement date sits beside every card, so timing is obvious
Built for cardholders · people rebuilding credit · mortgage applicants · personal finance trackers
What does WebRun do on every run?
The exact actions WebRun takes, in order - in plain language, so you can adjust anything.
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WebRun signs in and gets to work
Opens
www.creditkarma.comin a real browser with your saved login - no setup, no API keys. -
1
Credit Karma - read balances and limits
creditkarma.com
WebRun opens Credit Karma to read balances and limits. - Open Credit Karma and list your credit card accounts
- Read the current balance and the credit limit on each
- Work out utilization per card and the overall figure across every card
- Note the statement closing date on each card and how many days away it is
Done when Utilization is calculated per card and overall, with each statement date noted.
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2
Airtable - track utilization day by day
airtable.com
WebRun opens Airtable to track utilization day by day. - Open the utilization base and add today's row per card: balance, limit, and percentage used
- Add an overall row across all cards
- Show the change since yesterday and since the last statement
- Flag the card contributing most to the overall figure
Done when Airtable holds today's utilization per card next to the trend.
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3
WhatsApp - warn you before the statement closes
whatsapp.com
WebRun opens WhatsApp to warn you before the statement closes. - Message yourself when overall utilization goes over your target
- Name the card driving the number up and its balance
- Say how many days remain before that card's statement closes
- Stay quiet on days when everything is comfortably under target
Done when You know which balance to pay down and how long you have.
How is each run configured?
Secure by default
Connect once, stays signed in
WebRun signs in once and keeps each session in a persistent environment, so every run picks up right where it left off.
Every action is checked against this policy before it runs.
Questions, answered
Will it pay a card or move money?
Never. WebRun only reads balances and limits. It makes no payment, opens no account, applies for nothing, and changes no setting. Paying a balance down stays entirely with you.
Is this financial advice?
No. WebRun reports a number you asked it to watch: your balance divided by your limit, against a target you chose yourself. It gives no recommendation on borrowing, credit, or products.
Who sees my balances?
Only you. The figures go to your own Airtable base and a WhatsApp message to your own number. Nothing is shared, posted, or sent to anyone else.
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Put this on autopilot.
Turn it on in minutes - or have our team set it up for you.